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IFR Swiss

Be your own bank

IFR Swiss — Institut für Rückerstattungen

IFR Swiss provides non-custodial bitcoin storage solutions for owners of large bitcoin balances.

Manage your Bitcoin securely and easily with IFR Swiss

We safeguard you from

  • hacking
  • phishing
  • supply chain attacks
  • fraud
  • physical coercion
  • asset seizure
  • credential loss
  • and more

Our solutions

We have developed a set of procedures, backed by our years of expertise in Bitcoin and finance, to help you manage your funds securely and easily. We offer multisignature wallet services, cryptocurrency concierge services as well as workshops on Bitcoin fundamentals.

Why a multisignature wallet?

Setting up a multisignature wallet is a time-tested and reliable way to mitigate the risks of key loss as well as certain security concerns, such as malicious actors gaining unauthorised access to your keys. Such a wallet requires more than one key to access funds, typically two out of a total of three or three out of five, thus reducing single points of failure. Keys may be kept in multiple locations, even in different countries, or given to trusted persons for safekeeping, such as family members or legal representatives.

Including

  • M-out-of-N quorum

    A number of M keys out of N in total is required to access the funds in the wallet. We offer advice on the quorum that best fits your needs, key security, storage of your backup keys and training to the cosigners of your choice.

  • Non-custodial

    We will never have access to your funds or the ability to stop you from accessing them, since we would be holding at most one of the keys required for access.

  • Libre & open source

    All our software is open source. This guarantees full transparency and state-of-the-art security, as it is audited by the Bitcoin community as well as cryptography professionals.

  • No vendor lock-in

    Hardware wallets can be swapped for another one supporting the relevant standards: mnemonic passphrase (BIP39) and partially signed transactions (BIP174).

  • Hardware based

    We support multiple hardware wallets: Specter DIY, Coldcard, BitBox02 and Cobo Vault, to name a few.

  • Hosted in Switzerland

    Our infrastructure runs in secure data centres in Switzerland, benefiting from strict Swiss privacy laws and competent, bitcoin-friendly local authorities.

  • Tailored to your needs

    Rather than offering one-size-fits-all products, we adapt our services to your requirements and create an optimal solution for your needs.

Complementary services

Users of our multisignature wallet package can benefit from our Bitcoin concierge services and workshops. We believe in empowering our users to make informed choices about their cryptocurrency assets.

The team

Based in Switzerland, IFR Swiss is run by a small team of highly motivated professionals with considerable experience in the Bitcoin ecosystem.

  • Daniela Lungu

    Daniela Lungu

    Finance specialist & crypto analyst

    As a finance specialist with ten years of experience, I combine classic financial processes with solid expertise in blockchain infrastructure. My focus is on managing and safeguarding digital assets and on analysing crypto wallet technologies. I treat my unconventional career path as a strength: I pair strong discipline and technical understanding with a hands-on, solution-oriented mentality to handle complex challenges efficiently.

  • Markus Schwarz

    Markus Schwarz

    Expert in financial analysis & crypto forensics

    At 44, with eight years of solid expertise in the financial sector, I specialise in crypto analysis and digital forensics. My focus is on identifying complex transaction patterns, clarifying on-chain activity and ensuring regulatory compliance within the blockchain economy. By combining a classic understanding of finance with state-of-the-art forensic analysis tools, I offer the highest precision in investigating digital assets and countering financial crime.

  • Karl Wagner

    Karl Wagner

    Case manager for recovery processes

    As a graduate business economist with five years of experience in finance and crypto forensics, I specialise in the operational side of recovering digital assets. My work combines thorough transaction analysis with focused case management, so that complex on-chain events are clarified and efficient recovery solutions can be put in place.

  • Claudia Hammer

    Claudia Hammer

    Crypto expert & financial economist

    I work at the intersection of traditional banking and the crypto economy. I grew up in a family of bankers, completed my M.Sc. in Finance in 2010 and turned to crypto business and IT transformation as the technological shift took hold. My strength lies in combining classic financial expertise with a strong affinity for IT.

  • Theresa Falk

    Theresa Falk

    Financial analyst with an advisory focus

    Qualified financial adviser with more than seven years of experience in financial advisory and market analysis. I help clients assess financial products and crypto markets, taking into account volatility, liquidity and individual risks. I also review documentation and support clients with refund and recovery claims. Transparent communication, careful documentation and confidentiality are at the heart of my work.

We also collaborate with expert consultants well-versed in Swiss law and cryptocurrencies, as well as a network of trusted partners who can act as cosigners of multisignature wallets.

Responsible for the content
IFR Swiss — Institut für Rückerstattungen
Schauplatzgasse 39
3011 Bern, Switzerland
Commercial Register Number
CH-036.6.076.139-0
UID/VAT
CHE-133.425.602
Registration with the trade register
25.03.2019

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